Insurance

We accept most insurance plans and will work with you and your insurance company to maximize your insurance benefit. 

Many companies have what they call a "Preferred Provider" list.  A "Preferred Provider" is a dentist who has agreed to an insurance company's fees and terms. Sometimes these fees and terms are good for the dentist and patient.  Sometimes they are not good for either. You are not required to go your dental insurance company's "Preferred Provider" (except for some HMO plans). In fact, your insurance company will still pay their portion, up to their standard plan maximum, if you go to a dentist not on their "Preferred Providers" list.  We are a "Preferred Provider" for many insurance companies.  For the insurance companies we are not a "Preferred Provider" for, we will still work with you and your insurance company to maximize your insurance benefit.

Patients should be aware that dental insurance has not kept up with the changing economy and technology.  Most dental insurance plans limit the plan benefit to a maximum of $1,000 per year.  This is the same benefit that they provided over 25 years ago.  Dental fees, just like the cost of everything from food to gasoline, have increased over the past 25 years, yet dental insurance companies have not raised their maximum benefit.  Unfortunately, this means that you cannot rely upon your insurance company to pay for anything other than very basic dental care.

Payments

To help make quality dental care more affordable, we have developed a working relationship with CareCredit and CapitalOne.  CareCredit and CapitalOne can provide financing for your dental treatment.  There are plans available to qualified individuals that allow for 0% financing for up to one year.  For more information, please call our office at 321-259-9429, or click the link to CareCredit or CapitalOne.

Policy

Our payment policy states that payment is due in full at the time of service.  We accept major credit cards, CareCredit, checks and cash.  We will accept the assignment of benefits from your insurance company only after we receive a pre-determination of your benefits.  This pre-determination of benefits is a written estimate from your insurance company of the amount they expect to pay.  It can take 3-6 weeks for your insurance company to respond with this estimate of payment.  You should be aware that in some cases, your insurance company may pay a lesser amount than they said they would pay on their pre-determination statement (and sometimes not pay at all).  If this happens, you will be responsible for paying the difference.  We do not have any control over or influence with your insurance company, nor do we work for any insurance company as an employee or agent.